
Roseview’s hypothesis is that the best execution for these assets, in most cases, will require identifying, marketing to and negotiating with owner-operators backed by “institutional” equity; then to either sell the assets to such buyers outright, or, in many cases, enter into joint ventures with them where the lender would stay in the deal or might even advance additional funds – all while converting the asset from REO or nonperforming-loan status back to a performing loan.
Raising capital from and for these kinds of buyers has been the heart of our advisory business at Roseview over the past eight years – through our wholly-owned broker-dealer subsidiary, Roseview Securities LLC (Member: FINRA). Prior to forming and/or joining Roseview, our principals spent the bulk of their careers on the other side of the table, as principals making these kinds of equity investments – including hundreds of millions of dollars invested in distressed and bank-owned real estate in the last severe commercial real estate downturn in the U.S. (in the early 1990s).
We speak the language of the equity investment markets, and we underwrite and model commercial real estate deals the same way the best owner-operators do. As your advisor, Roseview can shepherd you through the disposition/recapitalization of your largest and most complex troubled loans/REO properties and help you maximize the capital your Bank recovers, on a risk-adjusted basis – i.e., taking into account the risk associated with betting on pro forma future cash inflows (and outflows).